Ultimate Renovation Guide In Singapore (With FREE Excel Budget & Expense Tracker)

with No Comments

Collecting your keys can be an exhilarating experience. You take a selfie outside your new home, roll the pineapple across the floor, walk into the empty space, and then…

The decorating ideas start flowing in.

“Maybe we could tear down this wall and make a bigger bedroom for ourselves!

Oh, or why don’t we hang art on this wall and then do a built-in kitchen?

Hmm or we could do glass doors everywhere to let in more natural light!“

While all of these are fun ideas, they might not be feasible in reality. Many couples, especially first-time homeowners, can try too hard to emulate insta-worthy homes they see online, without considering the implications. A HDB BTO flat, for example, can only be modified in certain ways, making it impossible for couples to change every single thing in their new flat.

This can make renovation projects confusing, and cause mistakes that could be easily avoided otherwise. To ward off mistakes such as going over budget, contractor delays, or defects, let our renovation guide help you!

P.S Read on to redeem our little gift for you, a FREE renovation budget and expense tracker!


To jump to a particular section, click on the section title below!

  1. Planning Your Renovation
  2. Keeping On Track During Your Renovation
  3. Post-Renovation Checks

1. Planning Your Renovation

Planning a renovation in Singapore
Image source: Thomson Renovation

When planning a renovation, many couples start with Pinterest. And that’s a fantastic visual way to learn out what your design style is. You can use different mood boards to help curate your favourite visual styles for different areas of your house.

Also check out on StyleMag: 4 Steps To Creating An Interior Design Mood Board Template

The thing is, marble floors and open-concept kitchens might look beautiful on paper, but they can be immensely expensive to execute. Large sofas and chandeliers will also require extra manoeuvring to look good in a 4-room HDB flat. It’s hence important to keep your floor plan (with all the dimensions!), budget, as well as the HDB restrictions in mind before starting renovations.

Also check out on StyleMag: 14 Kitchen Design Ideas For Singapore HDB & Condos You Can Easily Achieve

1.1 When to start planning your renovation

Your renovation plans can actually start before you step into your new house. After all, who doesn’t dream about what they’ll do with their future home?

You’ll probably be reading home design guides and taking Pinterest inspiration as far ahead as a year before you get your keys. This is when you should start taking action:

when to start planning for renovation singapore sg
When to start planning for renovation Singapore

1.2 Choosing an ID and renovation contractor

choosing an interior designer or renovation contractor singapore
Image source: Weiken

choosing between ID or renovation contractor singapore

If you’re looking for someone to provide guidance on those insta-worthy homes and design styles, you’ll need an interior designer (ID). They can design the space to your needs, ensure that the entire project is executed smoothly, and you can generally leave the entire renovation to them to manage. Of course, because of this, IDs tend to be more expensive.

However, if you know exactly what you want, and just need someone to execute the renovation for you, engaging a renovation contractor will suit you perfectly. Read our StyleMag article on A Guide To Renovation: An Alternative to ID Firms. Bonus: Learn tips from a homeowner who renovated her home via a renovation contractor.

Regardless of whether you pick an ID or renovation contractor, the important thing is that you look at their portfolio. If you’re renovating a HDB BTO, for example, you need to pick an ID or renovation contractor who is familiar with the long list of restrictions by HDB, seen below in the next section. They’ll hence be able to guide you through the types of materials and processes you can choose for a HDB, and might even be able to help you apply for approvals as well! If you find one that’s CASETRUST-RCMA Accredited, even better, as they’ll have clear policies on refunds and will be known for their accountability.

Also, check out on StyleMag: 4 Fool-proof Tips When Choosing An Interior Design Firm

1.3 Renovating your HDB: Approvals

HDB is very particular about alterations to a flat they built. There are restrictions in terms of wall finishes, floor finishes, false ceiling erections, demolishing walls, balcony awning erections, and more. Here’s a short list of alterations that require HDB’s approval:

Alterations that require HDB approvals singapore

For example, you can’t replace your floor tiles or demolish any wall in your new home without approval from HDB. The thickness of the materials and the processes used by your contractor have to be approved as well.  While there are many choices when it comes to upgrades or changes to your flat, you need to take the time to get HDB’s approval before you get started. Depending on the extent of your renovations, approval time can vary, so it’s important to apply as soon as possible at the MyHDB portal.

All building works for HDB flats also have to be completed by an approved contractor. If you’re thinking of installing a bathtub, for example, you’ll also need to contract a Public Utilities Board (PUB) Licensed Plumber to do all water and plumbing works. Air-conditioners have to be installed by BCA trained air-conditioner installers.

1.4 Budgeting and expense tracking

The Ultimate Renovation Guide Interior Design ID firm Renovate Contractor Style Degree

The other main consideration you need to keep in mind is the budget. Renovations in Singapore can easily cost upwards of $45,000, even for minimalist designs. Generally, the most expensive types of renovation are those that require re-flooring, demolishing of walls, or a complete re-haul of a specific room. This is due to two factors: the raw material cost, and the man-hour cost.

Unsure of the renovation costs you have to spend? This renovation calculator from Qanvast can give you a quick estimate of costs.

Raw material costs

Renovation budgets and raw materials
Image Source: The Floor Gallery

In terms of raw materials, many couples look to marble flooring to convey elegance and style. You might want to remodel your floors and replace it with marble flooring, but did you know that it will cost upwards of $3,000 just to do this one thing, depending on the size of your house?

Budgeting for renovations Singapore
Image source: Moneysmart

Moneysmart has a great comparison of different floors and their prices. Working with an ID or renovation contractor to find other flooring options that won’t cost as much, or choosing to focus your budget on other items, could be a better use of your budget.

ultimate renovation guide in singapore
Image source: Akihaus

At the same time, although built-in designs are popular in Singapore’s space-conscious homes, they limit the amount of personalisation you can do, and are also significantly more expensive than store-bought home essentials.

In fact, carpentry usually takes up the most time and budget during renovations due to the complexity of the job. Shoe racks can be purchased from many different stores instead of built-in, and store-bought items provide future flexibility in case you want to change up the structure of your home.

kitchen accessories, kitchen essentials, home essentials singapore, style degree, sg

Man-hour cost

When planning for a renovation, you also have to consider man-hour costs. You might think that $150 to $250 per square foot for a natural marble kitchen countertop is worth it, but that amount doesn’t include installation and other costs that are required. Even if the amounts seem small, you shouldn’t ignore them; it’ll add up! Processes that require a lot of man-hours can result in to a huge bill in the end.

It’s essential to keep track of your budget and expenses; after all, you still need to include the costs of purchasing furniture and other items!

Renovation budget & expense tracker

Download our FREE Renovation Budget and Expense Tracker to keep on top of all your renovation needs here! We have included rows for you to input your furniture, decor and home accessories costs, so you can have a bird’s eye view on your renovation budget and expenses.

singapore renovation budget and expense tracker free download, style degree, singapore, sg

1.5 Renovation loan

Talking about budget, one method to get some extra cash for your renovation is to take out a bank loan that is reserved for renovations.

Yes, there is a type of loan that is specifically meant for renovations! The difference between a renovation loan and a personal loan is in the interest amount; since renovation loans require you to prove that you own a flat, the interest rate tends to be lower.

Many banks offer these renovation loans, but there is a maximum to the amount you can borrow — it’s usually up to $30,000, or 6 times your monthly salary, whichever is lower. And this money can only be used for renovation, not furniture, so be careful how you use this amount of money. A great resource to use to view the differences between different loans is MoneySmart’s article on renovation loans.


2. Keeping On Track During Your Renovation

Image source: carpenters

If you think that planning for the renovation is hard, you might want to take a seat for this: You’ll be equally, if not more, busy, during the renovation itself. While IDs can help to manage the project for you, the onus will still stay on you to manage other items, such as living arrangements, progress reports, and the purchase of home essentials.

2.1 Where to stay during your renovation

Many couples think that they can live with the noise and mess caused by renovation, and thus choose to stay in their new HDB while it’s being renovated. This is 100% a bad idea.

Besides the excessive amounts of dust and disruption caused by contractors and workers coming in and out of your flat, there’s also the fact that you will have no space to put anything you own. Even your bed will need to be moved if you’re renovating your bedroom, so you’ll effectively only be able to sleep on a mattress that gets moved and stepped on every day.

One idea is to stay with your in-laws, or, if you have more than 6 months to spare, why not check out our guide to renting a flat?

Also check out on StyleMag: Renting While Waiting For Your BTO: HDB & Private Options.

2.2 Progress reports and timelines

Before the renovation starts, your renovation contractor or ID would have provided a timeline for the project to the completed. Usually, a renovation will take about 6 – 8 weeks to complete. During the renovation process, it is up to you to ensure that everyone keeps to the timeline. Since IDs and renovation contractors handle multiple clients at the same time, they can miss or forget deadlines. You have to check in regularly, and drop by the flat often to check on the progress of the flat.

These regular progress reports on both your end and the ID’s end will also allow you to avoid any unexpected delays; you can then schedule your furniture delivery properly, for example, or change your plumber’s appointment in advance if you see delays happening early on.

2.3 Personalisation of home essentials

Some couples expect their ID to handle the purchase of every single item in the house. From storage baskets to hanging racks and home essentials, they’re willing to pay for the ID to source for the items.

One little trick we can give you — buy these items yourself. This gives you the freedom to personalise your home based on your style or living habits.

Sliding Under Sink & Countertop Storage Organizer Kitchen Organiser Box Style Degree Sg
Sliding Under Sink & Countertop Storage Organizer Kitchen Organiser Box Style Degree Sg
Sliding Under Sink & Countertop Storage Organizer

Featuring angled tiers and a sliding base, our Under Sink & Countertop Storage Organizer is the ultimate organizer for your kitchen or bathroom! Its perfect for storing bottles, containers, cans and more. Say goodbye to messy cabinets or countertop today!


Features:

  • Smooth sliding base for space maximisation
  • 2 x Angled tiers for easy reachability while utilising height
  • Anti-rust coated iron provides durability
  • Comes with anti-slip base paddings

Dimensions: View image gallery for detailed dimensions

 

$85.00
Add to cart
Rustic Bracket Wall Shelf Shelves Holders Organizer Organiser Living Room Decorations Style Degree Sg Singapore
Rustic Bracket Wall Shelf Shelves Holders Organizer Organiser Living Room Decorations Style Degree Sg Singapore
Rustic Bracket Wall Shelf

Retro and sleek-looking, our Rustic Bracket Wall Shelf is perfect for showcasing photo frames, ornaments, plants and other home decorative pieces! Coming in 2 sizes, complement this holder with our fairy lights for an elegant look!


Features:

  • Easy to mount – comes with a complimentary pair of wall hooks
  • Base made with quality natural wood
  • Anti-rust coating on iron frame for added durability

Dimensions: View image gallery for detailed dimensions

Promo:

  • Save 8% with a 2-piece promo set (one of each size)
  • Bring home our fairy lights for just $6.90!

 

$6.90$30.20
Select options
Roseo Book Organizer Organiser Rack Holders Books Stand Bookshelf Shelf Desk Style Degree Sg Singapore
Roseo Book Organizer Organiser Rack Holders Books Stand Bookshelf Shelf Desk Style Degree Sg Singapore
Roseo Book Organizer

Keep your books, files and paperwork organized in a classic manner with our Roseo Book Organizer! Featuring a timeless rose gold frame, this holder comes with 9 slots to help spruce up your desk or bookshelf. Exquisite and sturdy, organize your reading essentials today!


Features:

  • Durable & beautiful stainless steel exterior
  • 9 Slots to keep books and file vertical, thus maximising space

Dimensions: View image gallery for detailed dimensions

Love all things Rose Gold? Browse our Roseo Series!

 

$18.80
Add to cart
Everyday Floor Mat, kitchen floor mat, bathroom floor mat, home mat, home door mat, home improvement, home improvements, absorbent home mat, stylish design, home accessories, home organization, style degree sg singapore
Everyday Floor Mat, kitchen floor mat, bathroom floor mat, home mat, home door mat, home improvement, home improvements, absorbent home mat, stylish design, home accessories, home organization, style degree sg singapore
Everyday Floor Mat

Whether is it for the bathroom, bedroom or in the living room, our Everyday Floor Mat will certainly add pleasing aesthetics and comfort to your nest! Designed with an absorbent topside with anti-slip paddings on the underside, it is very safe – suitable for homes with kids or the elderly. Bring home a matching pair today!


Dimensions:

  • Regular: 65cm (L) x 43cm (B)
  • Long: 110cm (L) x 43cm (B)

Promo: Save 10% when you purchase a 2-piece promo set! (1 of each size)

 

$6.90$15.99
Select options

3. Post-Renovation Checks

Post renovation checks singapore
Image source: Altruistic Interior

Just because your ID says that the renovations have been completed, doesn’t mean that they’re actually done. There’s still a lot of clean-up and checks that you need to do before closing the project and starting on the housewarming!

3.1 Renovation defects check

Just like the HDB BTO defects check, you need to do a thorough defects check after your renovations have been completed. Some items that need to be checked:

  • Carpentry and Flooring: Ensure that surfaces are smooth with no cracks, and that all fixtures work as intended (i.e. open all the doors and cabinets!)
  • Paint Work: Ensure that paint work is even across all surfaces
  • Electricity and Water: Turn on your electricity and water before going down, and make sure you test out the power sockets and the waterproofing in the toilets

Also check out on StyleMag: 2019 Ultimate BTO Guide: Part 5 – Defects Inspection

3.2 Cleaning

After the defects check is done and you’ve signed off on the renovation contractors, it’s time to start with a deep clean of your new home, before moving in your furniture.

Bring in the vacuum cleaner, mops and rags and go through this step-by-step process:

  • Clear all loose items from countertops, etc.
  • Vacuum and sweep the entire house, including the corners
  • Mop the entire house, and wipe down all surfaces and items with a damp cloth
  • Keep surfaces clean, and wipe down surfaces often to maintain cleanliness
Cleaning Sticker Labels Hand Soap Dish Soap Laundry Labels Style Degree Sg Singapore
Cleaning Sticker Labels Hand Soap Dish Soap Laundry Labels Style Degree Sg Singapore
Cleaning Sticker Labels

Hold on – is this softener or liquid detergent? Dish soap or hand soap? If you hate getting confused, our cleaning labels will save the day and make your weekly cleaning routine a breeze!


Features:

  • Each label comes with 1 writing label to indicate purchase and expiry dates. You may write down other notes (like its rightful owner) too!
  • Waterproof design for lasting durability suitable for use in kitchen, bathroom and fridge

Dimensions: 6.5cm (L) x 4cm (H)

Complement the Cleaning Sticker Labels with our Foamly Soap Dispenser or Easy Laundry Powder & Detergent Holder!

 

$0.95
Select options
Extendable Sticky Mop Lint Roller Clothing Dust Cleaning Home Accessories
Extendable Sticky Mop Lint Roller Clothing Dust Cleaning Home Accessories
Extendable Sticky Mop & Lint Roller

Our Extendable Sticky Mop & Lint Roller is a handy cleaning essential for tight spaces such as under the bed, sofa or shelves – places which your broom or vacuum can’t reach! Its sticky surface helps to pick up dust, lint, hair, dirt and other small particles. Say goodbye to dirty narrow places today!


Features:

  • Adjustable extendable rod to suit your height
  • Light-weight and slim for easy cleaning at tight spots
  • Simply peel off used sticky surface for a new surface
  • Each roll comes with 60 sheets

Dimensions: View image gallery for detailed dimensions

 

$2.99$18.90
Select options
Windows Sill & Corners Cleaner Cleaners Sweeping Brushing Broom Style Degree Sg Singapore
Windows Sill & Corners Cleaner Cleaners Sweeping Brushing Broom Style Degree Sg Singapore
Window Sill & Corners Cleaner

From cleaning window sills to dusting corners, our Window Sill & Corners Cleaner is a must-have for a hygienic home! Its slim design helps you clean hard-to-reach places that usually goes untouched. Coming in a 2-piece set, keep your nest spick and span today!


Features:

  • Comes with 1 sweeper and 1 mini dustpan
  • Hanging hole for easy storage
  • Slim design and good ergononics

Dimensions: View image gallery for detailed dimensions

 

$5.50
Add to cart
Microfiber Home & Kitchen Window Cloth Clothes Hand Towels Kitchen cleaning wiping Style Degree Sg Singapore
Microfiber Home & Kitchen Cloth (2pc Set)
Microfiber Home & Kitchen Cloth (2pc Set)

Keep your home spick and span with our Microfiber Home & Kitchen Cloth! Made with an absorbent, cleansing and anti-scratch microfiber material, this unique cloth is perfect for wiping tables or cleaning windows – Perfect!


Features:

  • Microfiber material allows for effective cleaning and quick drying
  • Easy to wash and maintain
  • Comes in a 2-piece set

Dimensions: View image gallery for detailed dimensions

Promo: Save 3% with a 2 set promo! Comes with 2 White & 2 Grey.

 

$5.90$11.50
Select options

3.3 Housewarming

housewarming after renovation singapore
Image Source: Orange Cube

The last step, after you’ve moved all your furniture in and unpacked, is to do a housewarming party! The reason it’s been included in this renovation checklist is because the housewarming itself can help contribute to items you might still need in the household.

For example, there are usually some home essentials, accessories and home décor that you haven’t been able to purchase, or that you don’t have the extra cash to buy at that moment. When your guests ask what they should give you for your housewarming, you actually can ask them to help buy these items! Just set up a ‘Housewarming Gift Wish List’ with links to items you would like, and ask your guests to pick one on the list to buy for you!


To end off, here are some quick tips and tricks for you:

  • Choose a CASETRUST-RCMA Accredited ID that you trust (don’t just pick the first one you see!)
  • Do your research early when it comes to materials and essentials, so you can converse easily with IDs and contractors
  • Plan for delays. If you are renting a house, for example, extend the lease for at least 3 months after you collect your keys, in case there are further renovations or items you want to complete before moving in. This gives you a good lead time, instead of rushing through everything just to have a place to stay.

If you’re looking for an easy way to track your budget or expenses for this project, remember to download our FREE Renovation Budget & Expense Excel Budget sheet!

Get our Free Checklists in your Inbox!

Here's what you get:
🏠New Home Defects Checklist
🍊Door Opening Ceremony Checklist
✈️Travel Packing Checklist

Plus all our newest guides on Home & Travel!

 

Follow Style Degree:

Be inspired for an organized and happier life!

Leave a Reply

Your email address will not be published. Required fields are marked *

"Fast delivery, good quality, nice designs. Will get again!"

Join Our Waiting List! Simply enter a valid email address below and be notified when fresh new arrivals are available!
Email Quantity No spam, only goodness
Your Cart

Send this to a friend